Armor Law, LLC is a boutique firm focusing on fewer practice areas so we can provide the highest level of expertise in the most cost-efficient manner to our clients.

Credit Report Errors

If your credit report contains information which is wrong or outdated, it can have a negative effect on your ability to find a job or qualify for credit.  You have the right to request that any inaccurate information be removed.  If creditors refuse to remove inaccurate information from your credit report when the necessary proof is provided, you may be able to recover compensation for any resulting losses. For more information, please visit our website

Identity Theft

If you have been the victim of identity theft, it can be extremely difficult and time consuming to put your life back together.  If you are having trouble with creditors and credit reporting bureaus such as Equifax, Trans Union, and Experian refusing to properly remove accounts that were falsely opened in your name, please contact us.  You have rights under the Fair Credit Reporting Act and various other state and federal laws.

Student Loans

There are very few attorneys who handle student loan issues on a regular basis.  We routinely help clients including students and parental co-signors navigate their way through the complex maze of regulations affecting student loans.  The laws controlling federally subsidized loans and private loans are drastically different, so it is important to have an attorney who is familiar with the unique rights and remedies available to borrowers.  Whether you are dealing with federal loans in default or have been served with a lawsuit from a private student loan lender such as National Collegiate Student Loan Trust, please visit our student loan website – – for more information.

Fair Debt Collection Practices Act

We sue abusive debt collectors.  Federal law prohibits debt collectors (whether they be collection agencies or collection law firms) from calling late at night or early in the morning, being rude or vulgar, saying they are a lawyer when they are not, falsifying the amount of your debt, making threats to put you in jail, or contacting your neighbors, co-workers or boss about your debt.  There are laws to protect consumers from such behavior, so please contact us if you are not being treated properly.