Consumers are protected against unfair, deceptive, and abusive debt collection under the Fair Debt Collection Practices Act (FDCPA). The FDCPA was passed to eliminate abusive practices in the collection of consumer debts. The FDCPA provides both broad and specific protections for consumers against debt collectors. In general, debt collectors are prohibited from doing anything unfair, deceptive, or abusive in their debt collection attempts. Some examples include prohibiting any conduct that has the natural consequence of harassing, oppressing, or abusing any person in connection with the collection of a debt; prohibiting any false, deceptive, or misleading representation in connection with collection of any debt; and prohibiting any unfair or unconscionable means to collect or attempt to collect a debt.
If you have been receiving any questionable contacts from debt collectors, please contact us.